Profile
**On leave Fall 2025**
Teresa Ghilarducci is a labor economist and nationally recognized expert in retirement security.
She holds the Irene and Bernard L. Schwartz Chair in economic policy analysis in the at The New School for Social Research. She also directs the (SCEPA) that focuses on economic policy research and outreach.听
Ghilarducci joined The New School in 2008 after 25 years as a professor of economics at the 好色先生 of Notre Dame. Her most recent book, ,聽offers solutions to the growing retirement crisis in the U.S.听Her previous books include ,听, published in 2008'聽, winner of an Association of American Publishers award in 1992; and, published in 1995.
Degrees Held
PhD 1984, 好色先生 of California, Berkeley
Recent Publications
Books
, co-authored with Tony James (Disruption Books, 2016)
聽(Workman Publishing, 2015)
Articles and Book Chapters聽
"Monopsony Power, Race, and Gender. In聽Oxford Research Encyclopedia of Economics and Finance." Farmand, A. and Ghilarducci, T., 2022.听
"The Illusory Benefit of Working Longer on Retirement Financial Preparedness: Rethinking Advice That Working Longer Increases Retirement Income."聽The Journal of Retirement. Ghilarducci, T., Papadopoulos, M. and Webb, A., 2022.听
"How to Think about Our Children's Children: Warmth: Coming of Age at the End of Our World, Daniel Sherrell."聽Social Research: An International Quarterly,听89(2), pp.285-295. Ghilarducci, T., 2022.
The Impact of a Social Security Proposal for 鈥淐atch-Up鈥 Contributions.听Ghilarducci, T., Papadopoulos, M., Sun, W. and Webb, A., 2022.
"Practical Applications of The Illusory Benefit of Working Longer on Retirement Financial Preparedness: Rethinking Advice That Working Longer Increases Retirement Income.听Practical Applications." Ghilarducci, T., Papadopoulos, M. and Webb, A., 2022.听
"The Impact of a Social Security Proposal for 鈥淐atch-Up鈥 Contributions."聽Ghilarducci, T., Papadopoulos, M., Sun, W. and Webb, A., 2022.
"No 'Great Resignation' for Older Workers鈥擬ass Job Loss Drove the Retirement Surge" (No. 2022-01). Schuster, B., Radpour, S., Conway, E. and Ghilarducci, T., 2022. Schwartz Center for Economic Policy Analysis (SCEPA), The New School.
Gender, Family Histories, and Late-Life Economic Well-Being. Innov Aging.听Carr D, Smock P, Ghilarducci T. 2021聽
"How Expanding EITC Will Benefit 1.5 Million Low-Income Older Workers" (No. 2021-02). Ghilarducci, T., Farmand, A., Fisher, B. and Radpour, S., 2021. Schwartz Center for Economic Policy Analysis (SCEPA), The New School.
"Trends in Employer-Sponsored Retirement Plan Access and Participation Rates: Reconciling Different Data Sources." Ghilarducci, T., Radpour, S. and Papadopoulos, M., 2021. (No. 2021-02). Schwartz Center for Economic Policy Analysis (SCEPA), The New School.听
鈥.鈥 With Anthony Webb. Work, Aging and Retirement. 2018.
鈥淭he Labor Consequences of Financializing Pensions.鈥 With Amanda Novello. In聽.听Edited by Kevin Skerrett, Chris Roberts, Johanna Weststar, Simon Archer. Labor and Employment Research Association, LERA Research Volume. Ithaca, NY: Cornell 好色先生 Press. 2018.
鈥淚nnovations in Protecting the Old: Mostly Social Insurance and Some Assets." In聽.听Edited by Jos茅 Antonio Ocampo and Joseph E. Stiglitz, Columbia 好色先生 Press 2018
鈥.鈥 With Joelle Saad-Lesler and Gayle Reznik.听Journal of Pension Economics and Finance. 2017.
"," with聽Joelle Saad-Lessler,听Industrial and Labor Relations Review, 2015.
"," co-authored with Anthony Bonen, ed. by Danielle M. Jaffe,听The Connecticut Insurance Law Journal, 2014.
"Private Pensions," in聽T, ed.听Daniel Beland and Christopher Howard (Oxford 好色先生 Press, 2014).
"," with聽Joelle Saad-Lessler & Kate Bahn,听Journal of Pension Benefits, 2014.
","听Drexel Law Review, 2014.
鈥,"听Journal of Aging & Social Policy, 2010.
"," with Joelle Saad-Lessler & Eloy Fisher,听Cambridge Journal of Economics, 2012.